Carrington Wholesale

FEMA Disaster Declaration for Alabama Severe Storms, Straight-Line Winds, and Tornadoes

April 28, 2021rashtonBulletin

Overview

Due to damage from severe storms, straight-line winds, and tornadoes in Alabama, FEMA has declared the following counties a disaster.

Incident Period: March 25, 2021 – March 26, 2021

State FEMA Disaster Declaration Counties
Alabama April 26, 2021 Bibb, Calhoun, Clay, Hale, Jefferson,
Perry, Randolph and Shelby

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21.
FHA Streamline No Not applicable
VA Full Doc and IRRRL Yes If the loan was not closed (signed) prior to the Declaration Date of 4/26/21 and submitted prior to 3/26/21.
USDA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21.
USDA Streamline Assist Yes If the original submission date was prior to the Incident Period End Date of 3/26/21.
Conventional* and Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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