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FEMA Disaster Declaration for Washington Flooding and Mudslides

January 6, 2022rashtonBulletin

Overview

Due to flooding and mudslides in Washington, FEMA has declared the following counties a disaster.

Incident Period: November 13, 2021 – November 15, 2021

State FEMA Disaster Declaration Counties
Washington January 5, 2022 Clallam, Skagit and Whatcom

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 11/15/21.
FHA Streamline No Not applicable
VA Full Doc and IRRRL Yes If the loan was not closed (signed) prior to the Declaration Date of 01/05/22.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – 11/15/21.
Conventional* and Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – 11/15/21.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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