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FEMA Disaster Declaration for Tennessee Severe Storms, Straight-line Winds, and Tornadoes

January 18, 2022rashtonBulletin

Overview

Due to severe storms, straight-line winds, and tornadoes in Tennessee, FEMA has declared the following counties a disaster.

Incident Period: December 10, 2021 – December 11, 2021

State FEMA Disaster Declaration Counties
Tennessee January 14, 2022 Cheatham, Davidson, Dickson, Gibson, Henderson, Henry, Lake, Obion, Stewart,
Sumner, Weakley and Wilson

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 12/11/21.
FHA Streamline No Not applicable
VA Full Doc and IRRRL Yes If the loan was not closed (signed) prior to the Declaration Date of 01/14/22.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – 12/11/21.
Conventional* and Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – 12/11/21.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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