Great News for self-employed borrowers!

PURCHASE & REFINANCE
LOAN DETAILS

UP TO $1.5 MILLION
FICO DOWN TO 500 | 70% LTV

UP TO $500K CASH-OUT
FICO DOWN TO 500 | 70% LTV

UP TO $1 MILLION
INVESTMENT PROPERTIES
FICO DOWN TO 620 | 75% LTV

UP TO $1.5 MILLION
INVESTMENT PROPERTIES
FICO DOWN TO 640 | 70% LTV

UP TO $500K INVESTMENT
PROPERTIES WITH CASH-OUT
FICO DOWN TO 640 | 70% LTV

This is a great opportunity to re-energize your pipeline with self-employed borrowers who you may have previously had to turn away. Not only are we now offering Non-Prime* loan products for those with recent credit events to help you expand your pipeline, but we are now "accepting bank statements to verify income in place of IRS tax documents for self-employed borrowers.

NON-PRIME LOAN PROGRAM HIGHLIGHTS FOR SELF-EMPLOYED BORROWERS

• 24 months of bank statements are required Multiple bank accounts may be used, but a combination of business and personal accounts is prohibited
• Exclusively for self-employed borrowers
• Primary, second, and investment homes
• Purchase and refinance loans

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*Non-prime product requirements vary depending on the consumer’s credit grade, LTV, DTI, and FICO scores and may require reserves from 3 to 6 months. Ask your Account Executive for additional details and requirements. Not available with our On-Time Closing Promise Offer and in AK, MA, NY, ND, and WV.