Loan Submission Form

• LOAN SUBMISSION FORM FOR ALL GOVERNMENT AND CONVENTIONAL LOANS
• LOAN SUBMISSION FORM FOR THE CARRINGTON ADVANTAGE PRODUCTS
  • COVER LETTER (required for submission of Carrington Flexible Advantage)

Broker Welcome Guide and Quick Guide Resources

• Broker Welcome Guide
• Broker Approval Process Quick Start Guide

Calculators

• Bank Statement Calculator
• Debt Coverage Ratio Calculator
• Income Calculator
• Rental Income Calculator
• Self-Employed Income Calculator

Closing Documents

• CD Request/Doc Order Request Form

Conventional Documents & Loans

• Conventional Overlays
• HOA Certification – Full
• HOA Certification – Limited FHLMC
• HOA Certification – Limited FNMA

FHA, USDA & VA Documents

• FHA Case Transfer Form
• FHA Case Number Request Form
• FHA Streamline Net Tangible Benefit Worksheet
• VA IRRRL Worksheet
• VA Guaranteed Home Loan Cash-Out Refinance Comparison Certification
• VA Nearest Living Relative Form
• VA Sponsorship Form
• FHA Manual Underwriting Checklist
• Manual Underwriting Cover Letter
• Government Fee Worksheet (XLS)
• Government Streamline Fee Worksheet (XLS)
• Government Overlays
• USDA Form 3555-21 (download and open in Adobe Reader)
• VA Disability Questionaire

FHA 203K & 203B Standard Documents

• 203K Checklist
• 203k Calculator – HUD
• Borrower Identity of Interest Certification
• Borrowers Letter of Completion
• Consultant Identity of Interest
• Contractor Profile
• HUD-9746-A Draw Request
• Information for Contractors
• Letter of Completion
• Owner Contractor Agreement
• Rehabilitation Loan Agreement

TRID Forms/Documents

• Changed Circumstance (PDF)
• Issuance of Revised LE
• RESPA-TILA Integrated Disclosures Requirements
• Settlement Service Providers

Useful Forms

• Anti-Steering Disclosure of Loan Options and Helpful Time to Complete the Anti-Steering Disclosure (PDF)
• Appraisal Disclosure
• Borrower Signature Authorization
• Borrower’s Certification and Authorization
• CMS SC Attorney Preference Disclosure
• Debt Obligation Acknowledgement
• Disclosure Notices
• Federal Equal Credit Opportunity Act
• Gift Letter
• Housing Financial Discrimination Act
• Instructions for Accepting eDisclosures (Approved for Borrower Distribution)
• Iowa Permissable Fees
• IRS 4506-T Form
• Loss Payee Information – CPL & HO Information
• Maryland HPML Attestation Sample
• Non-Borrowing Spouse Credit Authorization
• Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
• Prepayment Fee Options
• Property Tax Payee Table
• Regulatory Fee Limits
• SSA-89 Social Security Authorization, Consent Form
• State Specific Disclosure Requirements
• Safe Harbor Certification
• Tax Information Authorization
• Third Party Processing Company Attestation
• Wholesale Closing Attorney Agent Application

Broker Approved Forms

• Broker Approval Package
• Broker Agreement
• Broker Compensation Agreement
• Branch Office Addition Request
• Broker Recertification Package
• Roster or Mortgage Loan Originators and Loan Processors
• Broker Recertification Form

Policies and Procedures

• Lock Policy
• Required Rate Lock Timeframes
• Mortgage Lending Power of Attorney Policy