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| LOAN TYPE | INITIAL UW | CONDITIONS | CTC |
| Conventional | 2 Days | 2 Days | 1 Day |
| FHA* | 2 Days | 2 Days | 1 Day |
| USDA* | 2 Days | 2 Days | 1 Day |
| VA | 2 Days | 2 Days | 1 Day |
| Non-QM | 3 Days | 3 Days | 1 Day |
For newly submitted loan applications that are moved to Underwriting status by 3 PM local time, the next business day will count as the first day of the stated turn time; loan will be underwritten by end of business on the day indicated by the stated turn time. New submissions moved to Underwriting status after 3 PM local time or on a weekend or holiday will be treated as though they were uploaded the following business day.
The following business day represents the first day of the stated turn time for condition packages uploaded before 3 PM local time, and the loan will be underwritten by end of business on the day indicated by the stated turn time. If condition packages are uploaded after 3 PM local time, it will be treated as though it was uploaded the following business day.
Turn times are estimates and may vary depending on certain factors such as daily loan volume.
* Turn times for USDA and FHA 203K loans may vary.
An Equal Housing Opportunity Lender. Copyright 2007 -
2023
. Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.The content of this website is intended for licensed third party originators or brokers only and may not be duplicated or disseminated to the public. Carrington Mortgage Services is one of the leading wholesale mortgage lenders.
Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00