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Presidents Day Holiday – Operations and Lock Desk Hours

February 10, 2016

The Lock Desk at Carrington Mortgage Services will be closed Monday, February 15, 2016 for Presidents Day, which is a Federal Holiday. Normal Lock Desk hours will resume on Tuesday, February 16, 2016.
Carrington Mortgage Services (CMS) offices will be open normal business hours.
Locks that expire on the holiday will automatically roll to the next business day.
In addition, there are some important disclosure considerations associated with the holiday:

  • Monday, February 15, 2016 cannot be included in the rescission period for refinance
  • Monday, February 15, 2016 cannot be included in the seven (7) business day waiting period between the date the initial TIL was provided to consummation
  • When re-disclosure of the TIL is required, Monday, February 16, 2016 cannot be included in the three (3) day business waiting period between the date the revised TIL was provided to the borrower and the consummation of the loan

Issues related to locks should be sent via email to


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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00

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