Due to damage from severe winter storms in Oklahoma, FEMA has declared the following counties a disaster.
Incident Period: February 8, 2021 - February 20, 2021
State | FEMA Disaster Declaration | Counties |
Oklahoma | February 24, 2021 | Canadian, Carter, Cherokee, Comanche, Cotton, Hughes, Jefferson, Le Flore, McIntosh, Oklahoma, Okmulgee, Osage, Pittsburg, Stephens, Tulsa, and Wagoner |
If your loan is … | A re-inspection is required … | Under these circumstances … |
FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 2/20/21. |
FHA Streamline | No | Not applicable |
VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 2/24/21. |
USDA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 2/20/21. |
USDA Streamline Assist | Yes | If the loan submission date was after to the Incident Period End Date of 2/20/21. |
Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 2/20/21. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Please contact your Account Executive or Account Manager with any questions.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00