FEMA Disaster Declaration for North Carolina - Tropical Storm Fred
September 13, 2021
Overview
Due to damage from remnants of Tropical Storm Fred in North Carolina, FEMA has declared the following counties a disaster.
Incident Period: August 16, 2021 – August 18, 2021
| State | FEMA Disaster Declaration | Counties |
| North Carolina | September 8, 2021 | Avery, Buncombe, Haywood, Madison, Transylvania, Watauga, and Yancey |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 8/18/2021. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 9/8/2021 and submitted prior to the Incident Period End Date – 8/18/2021. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 8/18/2021. |
| Conventional* and Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 8/18/2021. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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