Updated FEMA Disaster Declaration for Kentucky

August 10, 2022

Overview

Due to a severe storms, flooding, landslides and mudslides in Kentucky, FEMA has declared the following counties a disaster. Updated counties are listed in bold font.

Incident Period: July 26, 2022 and continuing

State	FEMA Disaster Declaration	Counties
Kentucky	July 29, 2022	Breathitt, Clay, Floyd, Knott, Leslie, Letcher, Magoffin, Martin, Owsley, Perry, Pike and Whitley

Re-Inspection by Product Type

If your loan is …	A re-inspection is required …	Under these circumstances …
FHA Full Doc	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – Continuing**.
FHA Streamline	No	Not applicable
VA Full Doc and IRRRL	Yes	If the loan was not closed (signed) prior to the Declaration Date of 07/29/22.
USDA Full Doc and Streamline Assist	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – Continuing**.
*Conventional and Non-Agency**	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – Continuing**.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

**In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

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Please contact your Account Executive or Account Manager with any questions.

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Government Agency Approvals

FHA Non-Supervised Mortgagee Approval #:
24751-0000-5

VA Automatic Lender Approval #:
902324-00-00

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ISAOA/ATIMA
P.O. Box 692408
San Antonio, TX 78269-2408

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This information is provided for your convenience and Carrington Mortgage Services, LLC makes no warranties concerning the accuracy or completeness of any of the information. This is not financial or legal advice and should not be taken as such. This information is for mortgage professionals only and is not intended for distribution to consumers.

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An Equal Housing Opportunity Lender. Copyright 2007 - 2023 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.

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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00

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