Non-QM Investment Loans Temporarily Suspended for Specific Cities and Counties
July 3, 2025
Overview
The purpose of this bulletin is to announce that due to significant fraud concerns in specific regions of the country, Carrington Mortgage Services, LLC (CMS) will temporarily suspend new Non-QM Investment loans (Business Purpose Loans) and will not proceed with active unlocked loans in the cities and counties listed below.
This policy change includes all Non-QM programs (Investor Advantage, Prime Advantage, Flexible Advantage and Flexible Advantage Plus) where the occupancy is Investment.
| City/County | High Risk Region |
| Cities | Baltimore City, MD |
| Brooklyn, NY | |
| Counties | Bergen County, NJ |
| Essex County, NJ | |
| Orang County, NY | |
| Rockland County, NY |
Contacts
Please contact your Account Executive or Account Manager with any questions.
Carrington thanks you for your business.
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2025. Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: