FEMA Disaster Declaration – New Mexico
July 31, 2025
Overview
Due to severe storms, flooding, and landslides in New Mexico FEMA has declared the following county a disaster.
Incident Period: June 23, 2025 and continuing
| State | FEMA Disaster Declaration | Counties |
| New Mexico | 07/22/2025 | Lincoln |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date –06/23/2025. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing. |
*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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