FEMA Disaster Declaration - Indiana
August 28, 2026
Overview
Due to severe storms, straight line winds, tornadoes and flooding in Indiana, FEMA has declared the following counties a disaster.
Incident Period: August 11, 2026 and continuing
| State | FEMA Disaster Declaration | County |
| Indiana | 08/25/2026 | Carroll, Dearborn, Decatur, Delaware, Fayette, Franklin, Hamilton, Hancock, Henry, LaPorte, Lake, Madison, Marion, Morgan, Porter, Pulaski, Randolph, Rush, Tipton, Union and Wayne |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing* |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing* |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 08/11/2026 |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing* |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing* |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – Continuing* |
*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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