FEMA Disaster Declaration for South Carolina – Hurricane Ian
November 28, 2022
Overview
Due to Hurricane Ian in South Carolina, FEMA has declared the following counties a disaster.
Incident Period: September 25, 2022 - October 4, 2022
| State | FEMA Disaster Declaration | Counties |
| South Carolina | November 21, 2022 | Charleston, Georgetown and Horry |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/4/22. |
| FHA Streamline | No | Not applicable |
| VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 11/21/22. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/4/22. |
| Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 10/4/22. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Contacts
Please contact your Account Executive or Account Manager with any questions.
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