FEMA Disaster Declaration for Oklahoma Severe Winter Storms
Due to damage from severe winter storms in Oklahoma, FEMA has declared the following counties a disaster.
Incident Period: February 8, 2021 – February 20, 2021
|State||FEMA Disaster Declaration||Counties|
|Oklahoma||February 24, 2021||Canadian, Carter, Cherokee, Comanche, Cotton, Hughes, Jefferson, Le Flore, McIntosh, Oklahoma, Okmulgee, Osage, Pittsburg, Stephens, Tulsa, and Wagoner|
Re-Inspection by Product Type
|If your loan is …||A re-inspection is required …||Under these circumstances …|
|FHA Full Doc||Yes||If the original appraisal inspection date was prior to the Incident Period End Date of 2/20/21.|
|FHA Streamline||No||Not applicable|
|VA Full Doc and IRRRL||Yes||If the loan was not closed (signed) prior to the Declaration Date of 2/24/21.|
|USDA Full Doc||Yes||If the original appraisal inspection date was prior to the Incident Period End Date of 2/20/21.|
|USDA Streamline Assist||Yes||If the loan submission date was after to the Incident Period End Date of 2/20/21.|
|Conventional* and Non-Agency||Yes||If the original appraisal inspection date was prior to the Incident Period End Date of 2/20/21.|
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Please contact your Account Executive or Account Manager with any questions.
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