STATE BROKER SPECIFIC DISCLOSURES CMS SUPPORTED SIGNATURE REQUIREMENTS
Alabama Mortgage Loan Origination Agreement YES As Applicable
Arizona Arizona Broker Advance Fee Agreement Signature of Borrower and Broker Required NO Signature of Borrower and Broker Required
Arizona Arizona Dual Capacity Disclosure NO As Applicable
California Loan Brokerage Agreement NO Signature of Borrower and Broker Required
California California Finance Lenders Law Mortgage Broker Agreement (Applicable to CFL licensed Brokers) Signature of Borrower and Broker Required YES  Signature of Borrower and Broker required
California California Finance Lenders Law Statement of Loan Disclosure (Applicable on CFL transactions) YES As Applicable
California Advance Fee Disclosure (Borrower signature required) (Applies to brokers licensed under the Real Estate Law) NO As Applicable
California California Dual Capacity Disclosure NO Borrower Signature Required
Colorado Dual Status Disclosure (Real Estate Broker and Mortgage Loan Originator) NO Signature of Borrower and Broker / Loan Originator Required
Connecticut Connecticut Agreement Concerning Nonrefundability of Advanced Fee NO Signature of Borrower and Broker Required
Connecticut Connecticut Dual Capacity Disclosure NO As Applicable
District of Columbia DC Disclosure of Dual Capacity NO Borrower Signature Required
Delaware Disclosure of Itemized Schedule of Charges (at time of application) YES As Applicable
Delaware Mortgage Broker Agreement NO As Applicable
Delaware Written Commitment (if applicable) YES As Applicable
Florida Florida Conflict of Interest Notice NO As Applicable
Georgia GA Advance Fee Application Fee Disclosure YES As Applicable
Georgia GA Acknowledgement of Receipt of Georgia Advance Fee Application Fee Disclosure NO Borrower Signature Required
Indiana Indiana Loan Broker Agreement NO Signature of Borrower and Broker Required
Kansas Kansas Dual Capacity Disclosure NO As Applicable
Louisiana Loan Brokerage Agreement and Disclosure Statement NO Signature of Borrower and Broker Required
Louisiana Mortgage Loan Origination Agreement NO Signature of Borrower and Broker Required
Maine Disclosure of Consumer YES As Applicable
Maine Broker Agreement NO Borrower Signature Required
Maryland Anti-Steering Disclosure NO Signature of Borrower and Broker Required
Maryland Broker Agreement NO Borrower and Broker Signature Required
Minnesota Agency Relationship YES As Applicable
Missouri Missouri Brokerage Agreement and Disclosure NO As Applicable
Montana Mortgage Loan Origination Disclosure YES Signature of Borrower and Loan Originator Required
Nebraska Loan Broker Disclosure NO As Applicable
Nebraska Loan Brokerage Agreement NO Borrower and Broker Signature Required
Nebraska Nebraska Dual Capacity Disclosure NO As Applicable
Nevada Borrower’s Acknowledgment and Agreement Concerning Dual Capacity as Real Estate Sales Agent and Mortgage Loan Agent NO Signature of Borrower and Broker / Agent required
Nevada Advance Fee Agreement NO Borrower Signature Required
Nevada Disclosure of Fees Earned by Mortgage Broker YES As Applicable
Nevada Nevada “Commercially Reasonable Means or Mechanism” Worksheet YES Signature of Borrower and Broker Required
Nevada Disclosure and Acknowledgment of Involvement NO Signature of Borrower and Broker Required
New Jersey New Jersey Mortgage Broker Disclosure NO Borrower Signature Required
New Mexico New Mexico Float / Lock Disclosure YES Signature of Borrower and Broker Required
New York New York Pre-Application Disclosure and Fee Agreement For Use By New York Registered Mortgage Brokers NO Borrower signature and signature of Loan Officer Required
New York New York FHA Mortgage Loan Correspondent Disclosure (FHA loans only) YES As Applicable
New York New York Disclosure Regarding Dual Agency Role in Residential Real Estate Transactions NO Signature of Borrower / Buyer and Seller required
North Carolina North Carolina Office of the Commissioner of Banks Fee Information From Your Mortgage Broker YES Signature of Borrower and Broker Required
North Carolina North Carolina Acknowledgment of Fixed Rate Loan Terms and Costs (Applies only to Rate Spread ARM loans) NO As Applicable
Oklahoma Disclosure of Advance Fees NO As Applicable
South Carolina Mortgage Broker Fee Agreement NO As Applicable
South Carolina South Carolina Regulatory Agency to Receive Borrower Complaints YES Borrower Signature Required
Tennessee Tennessee Application Deposit Agreement (Applicable on loans with POC fees) YES Signature of Borrower and Broker Required
Texas Disclosure of Multiple Roles in a Consumer Real Estate Transaction (Purchase transactions) NO As Applicable
Texas Texas Mortgage Company Disclosure (Applicable to brokers licensed as Mortgage Companies) YES As Applicable
Texas Texas Mortgage Banker Disclosure (Applicable to brokers licensed as Mortgage Bankers) YES As Applicable
Vermont Vermont Broker / Prospective Borrower Agreement NO Signature of Borrower and Broker Required
Virginia Mortgage Broker Agreement NO Borrower Signature Required
Virginia Dual Capacity Disclosure NO Borrower Signature Required
Washington Washington Availability of Appraisal or Other Loan Valuation Docs Disclosure YES Borrower Signature Required
Washington Washington Disclosure Form YES Borrower Signature Required
Washington Washington Loan Brokerage Agreement NO Borrower Signature Required
Washington Washington Conflict of Interest Disclosure NO Borrower Signature Required
Washington Washington Funds Held in Trust NO Borrower Signature Required
Wisconsin Mortgage Broker Agreement NO As Applicable
Wisconsin Consumer Disclosure Statement for Brokerage Services YES As Applicable
Wyoming Mortgage Brokerage Agreement NO As Applicable
Latest Advertisement