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New CMS Loan Attestation Form

May 8, 2020


In an effort to continue responsible lending during the COVID-19 pandemic, effective Monday May 11, 2020, Carrington Mortgage Services, LLC (CMS) will implement a new Loan Applicant Attestation form that will generate with the closing package for all loans.
To execute the form, the Closing Agent will present the 1003 Loan Application(s) and orally review each of the Income and Debt Attestation statements listed on the form with the borrower(s) at closing. The Closing Agent will advise the borrower(s) that the statements should take into account any changes due to the COVID-19 pandemic as well as any other changes in circumstance since the time of their loan application.
Each borrower must complete the Income and Debt Attestation selections listed on the form. The Borrowers may select “N/A” (not applicable) beside any statement that does not apply (for example: their employment income was not used to qualify for the loan).
If any borrower disagrees with any statement on the form, the Closing Agent must stop the closing and have the borrower contact their Loan Officer for next steps.


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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00

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