Due to Louisiana Hurricane Delta, FEMA has declared the following parishes a disaster. Updated counties are shown in bold.
Incident Period: October 6, 2020 – October 10, 2020
State | FEMA Disaster Declaration | Parishes |
Louisiana | October 16, 2020 | Acadia, Beauregard, Calcasieu, Cameron, Jefferson Davis, Lafayette, Rapides, St. Landry, St. Martin Parish’s and Vermilion |
Re-Inspection by Product Type
If your loan is … | A re-inspection is required … | Under these circumstances … |
FHA Full Doc | Yes | If the original appraisal inspection date was prior to 10/10/2020. |
FHA Streamline | No | Not applicable |
VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 10/16/2020. |
USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to 10/10/2020. |
Conventional* | Yes | If the original appraisal inspection date was prior to 10/10/2020. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Please contact your Account Executive or Account Manager with any questions.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00