Due to Louisiana Hurricane Delta, FEMA has declared the following parishes a disaster. Updated counties are shown in bold.
Incident Period: October 6, 2020 – October 10, 2020
|State||FEMA Disaster Declaration||Parishes|
|Louisiana||October 16, 2020||Acadia, Beauregard, Calcasieu, Cameron,
Jefferson Davis, Lafayette, Rapides, St. Landry,
St. Martin Parish’s and Vermilion
Re-Inspection by Product Type
|If your loan is …||A re-inspection is required …||Under these circumstances …|
|FHA Full Doc||Yes||If the original appraisal inspection date was prior to 10/10/2020.|
|FHA Streamline||No||Not applicable|
|VA Full Doc and IRRRL||Yes||If the loan was not closed (signed) prior to the Declaration Date of 10/16/2020.|
|USDA Full Doc and Streamline Assist||Yes||If the original appraisal inspection date was prior to 10/10/2020.|
|Conventional*||Yes||If the original appraisal inspection date was prior to 10/10/2020.|
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00