Due to damage from severe winter storms in Louisiana, FEMA has declared the following parishes (counties) a disaster.
Incident Period: February 11, 2021 - February 19, 2021
State | FEMA Disaster Declaration | Parishes |
Louisiana | March 9, 2021 | Avoyelles, Bienville, Bossier, Caddo, Calcasieu, Catahoula, Claiborne, Concordia, De Soto, East Baton Rouge, Franklin, Grant, La Salle, Madison, Natchitoches, Ouachita, Rapides, Red River, Richland, Sabine, Webster, West Carroll and Winn. |
If your loan is … | A re-inspection is required … | Under these circumstances … |
FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 2/19/21. |
FHA Streamline | No | Not applicable |
VA Full Doc and IRRRL | Yes | If the loan was not closed (signed) prior to the Declaration Date of 3/9/21 and submitted prior to 2/19/21. |
USDA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 2/19/21. |
USDA Streamline Assist | Yes | If the original submission date was prior to the Incident Period End Date of 2/19/21. |
Conventional* and Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of 2/19/21. |
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Please contact your Account Executive or Account Manager with any questions.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00