Overview
Due to severe storms, straight line winds and tornadoes in Alabama, FEMA has declared the following counties a disaster. Updated counties are listed in bold font.
Incident Period: January 12, 2023
State | FEMA Disaster Declaration | Counties |
Alabama | 1/15/23 | Autauga, Coosa, Dallas, Elmore, Greene, Hale, Sumter, and Tallapoosa |
Re-Inspection by Product Type
If your loan is … | A re-inspection is required … | Under these circumstances … |
FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
FHA Streamline | No | Not applicable |
VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 1/12/23. |
USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of – 1/12/23. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00