Updated FEMA Disaster Declaration for Alabama
January 31, 2023
Overview
Due to severe storms, straight line winds and tornadoes in Alabama, FEMA has declared the following counties a disaster. Updated counties are listed in bold font.
Incident Period: January 12, 2023
| State | FEMA Disaster Declaration | Counties |
| Alabama | 1/15/23 | Autauga, Coosa, Dallas, Elmore, Greene, Hale, Sumter, and Tallapoosa |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 1/12/23. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/12/23. |
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date of – 1/12/23. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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