Overview
Due to Hurricane Idalia in Florida, FEMA has declared the following counties a disaster. Additional counties are listed in bold.
Incident Period: August 27, 2023 – September 4, 2023
State | FEMA Disaster Declaration | Counties |
Florida | August 31, 2023 | Charlotte, Citrus, Columbia, Dixie, Gilchrist, Hamilton, Hernando, Hillsborough, Jefferson, Lafayette, Levy, Madison, Manatee, Pasco, Pinellas, Sarasota, Suwannee and Taylor |
Re-Inspection by Product Type
If your loan is … | A re-inspection is required … | Under these circumstances … |
FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
FHA Streamline | No | Not applicable |
VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – August 27, 2023. |
USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – September 4, 2023. |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00