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FEMA Disaster Declaration for Texas

May 29, 2024

Overview

Due to severe storms, straight-line winds, tornadoes, and flooding in Texas, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: April 26, 2024 and continuing

State FEMA Disaster Declaration Counties
Texas 05/17/2024 Calhoun, Collin, Cooke, Denton, Eastland, Guadalupe, Hardin, Harris, Jasper, Jones, Lamar, Liberty, Montague, Montgomery, Polk, San Jacinto, Trinity, Walker and Waller

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 04/26/24.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.

*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

Contacts

Please contact your Account Executive or Account Manager with any questions.

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