FEMA Disaster Declaration - Mississippi
April 24, 2026
Overview
Due to severe winter storms in Mississippi, FEMA has declared the following counties a disaster.
Incident Period: January 23, 2026 – January 27, 2026
| State | FEMA Disaster Declaration | County |
| Mississippi | 02/06/2026 | Adams, Alcorn, Attala, Benton, Bolivar, Calhoun, Carroll, Claiborne, Coahoma, DeSoto, Grenada, Holmes, Humphreys, Issaquena, Jefferson, Lafayette, Lee, Leflore, Marshall, Mississippi Choctaw Indian Reservation, Montgomery, Panola, Pontotoc, Prentiss, Quitman, Sharkey, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Warren, Washington, Yalobusha, and Yazoo. |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/27/2026 |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/27/2026 |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 1/27/2026 |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/27/2026 |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/27/2026 |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/27/2026 |
Contacts
Please contact your Account Executive or Account Manager with any questions.
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