Overview Due to severe storms in West Virginia, FEMA has declared the following counties a disaster. Incident Period: July 21, 2026 – July 22, 2026 State FEMA Disaster Declaration County […]
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Latest News Author: Travis Peterman
FEMA Disaster Declaration - Mississippi
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Overview Due to Tropical Storm Arthur in Mississippi, FEMA has declared the following counties a disaster. Incident Period: June 18, 2026 – June 20, 2026 State FEMA Disaster Declaration County […]
Non-QM Underwriting Guideline Updates - Short Term Rental Requirements
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Overview The purpose of this bulletin is to provide a summary of approved Carrington Mortgage Services, LLC (CMS) Non-QM underwriting guideline updates (highlighted in red) for short term rentals. Please […]
Agency Condominium Updates
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Overview Fannie Mae and Freddie Mac have jointly announced several updates related to the acceptability of units in condominium projects. Unless otherwise stated, these updates are effective immediately. Topic Update […]
New Non-QM Investment Property Loan LLC Personal Guaranty Form
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Overview Effective July 13, 2026, Carrington Mortgage Services, LLC (CMS) will require a Carrington Mortgage Services, LLC Personal Guaranty form to be completed and added to the closing package for […]
FEMA Disaster Declaration - Michigan
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Overview Due to severe storms, tornadoes and flooding in Michigan, FEMA has declared the following counties a disaster. Incident Period: April 9, 2026 – April 20, 2026 State FEMA Disaster […]
FEMA Disaster Declaration - Mississippi
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Overview Due to severe storms, straight line winds, tornadoes and flooding in Mississippi, FEMA has declared the following counties a disaster. Incident Period: May 5, 2026 – May 6, 2026 […]
FEMA Disaster Declaration - Wisconsin
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Overview Due to severe storms, tornadoes and flooding in Wisconsin, FEMA has declared the following counties a disaster. Incident Period: April 12 2026 – April 22, 2026 State FEMA Disaster […]
FEMA Disaster Declaration - Louisiana
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Overview Due to Tropical Storm Arthur in Louisiana, FEMA has declared the following counties a disaster. Incident Period: June 16, 2026 – June 17, 2026 State FEMA Disaster Declaration County […]
Updated Conventional Agency Loan Credit Score Requirements
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Overview Effective with new loan submissions locked on or after June 23, 2026, Carrington Mortgage Services, LLC (CMS) will no longer require a minimum Representative Credit Score of 620 for […]
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